Do You Need a Mattress Cover?

Learn how a mattress cover could benefit you to decide if you need one and check out our top picks.

By Katie Dyal

Just when you thought you had all the bells and whistles for your bedding, you may need to make one more, minor investment: a mattress cover. A mattress cover serves a different purpose than a mattress topper or mattress pad. It may not serve as added comfort, but it definitely has its own set of beneficial features that you may be interested in.

If you’re wondering whether you need a mattress cover or not for your mattress, we’ll explain all the potential benefits and give you all the shopping information you will need, but if you’re ready to purchase and want to see our top picks, we can take you there with a click below.

What is a Mattress Cover?

A mattress cover, also known as a mattress protector or encasement, is a thin sheet most likely made of cotton or polyester that you place around your mattress. It’s an additional layer that can either be tucked, fitted, or zipped to stay secure, and its purpose is to offer protection to your mattress.

Demonstration of quality. A young man holding demonstrations quality mattress in the bedroom

Why do you need a cover if you have sheets and a comforter on your bed?

Typically sheets are lightweight, and it’s easy for liquids to seep through. Mattress covers are designed to work as a barrier around your mattress, protecting it from stains or other unwanted substances including:

When you add this type of covering over your mattress, it not only protects your mattress from unwanted contaminants, but it also prolongs the durability and longevity of your mattress. It’s not designed to give you any more comfort to your bedding, but it’s a smart investment if you want to take care of your initial investment—the mattress!

Who Needs a Mattress Cover?

A mattress cover is a smart investment for any person that could or has struggled with the above list of substances that cause damage to a mattress. A mattress cover can be beneficial for all sleepers, but it’s extremely useful for families with young children, people with pets, or people who live in a humid region.

Mattress Covers for Children

Children are naturally messy, so it’s wise to prepare for inevitable leaks and spills. Every parent should have a mattress cover on their child’s bed, not only for your random spills, but also for accidents which commonly occur while children sleep. Stains from bed wetting or getting sick overnight can both be avoided by adding that protective layer.

Matter Covers for Pet Owners

If you are a pet owner who invites your pet into the bed at night, a mattress cover could be highly beneficial in preventing allergies and stench. A mattress cover will help stop dog hair and accidents from seeping into your mattress.

Mattress Covers for Humidity

Lastly, if you live in a humid region, your home is liable to track in moisture. A mattress cover will prevent moisture from locking in, which will help maintain the durability and comfort of your mattress.

Types of Mattress Covers

Mattress protectors can come in a variety of fabrics and offer several features. The most common fabrics that mattress covers are designed with can be waterproof, synthetic, natural, or quilted. As mentioned above, most covers are made from polyester, cotton, vinyl, or polyurethane materials.

When picking out a mattress cover, it’s important that you pay attention to the way it grasps onto your mattress. It can be fitted, zipped, or tucked and depending on your living situation. One style might work better than another; for instance, a zipped mattress protector is known to work best for protecting against bed bugs. Fitted is the most common style of mattress cover, and tucked is the least recommended. You should also make sure your mattress cover is machine-washable so it’s easy to clean maintain.

We did our research and found three mattress cover products that are well-respected on the market. Here are our top picks.

Top 3 Mattress Covers

Hanna Kay Mattress Cover

Best Priced

Hanna Kay Mattress Protector

The Hanna Kay Mattress Protector is priced on Amazon for only $24.99. It’s super affordable, as well as durable and comfortable. This mattress cover is designed with cotton, making it soft, so you never feel it through your regular bedding. It also is made with a waterproof membrane to catch stains and other contaminants from seeping in further. This fitted mattress cover is the perfect fix for all the mattresses in your home and comes with a 10-year warranty.

SureGuard Mattress Cover

Best Value

SUREGUARD MATTRESS ENCASEMENT

The SureGuard Mattress Encasement is the best valued, zip design mattress cover that is on the market. It’s known to protect best against moistures such as sweat, liquids, and urine. It’s designed with cotton, is 100-percent waterproof, and also hypoallergenic. “Encasement” is another term used to describe the zip design. With a super-fine zipper, bed bugs and dust mites will have no luck reaching your mattress!

The SureGuard Mattress Encasement is machine-washable and Greenguard Gold-certified. When you purchase this cover, you have a risk-free, 30-day trial and money-back guarantee. If you decide to keep it, your mattress cover will be backed for 10 years.

Saferest Mattress cover

Best Reviewed

SAFEREST MATTRESS PROTECTOR

The SafeRest Mattress Protector is made with hypoallergenic cotton with a waterproof membrane back coating. This cover is a fitted sheet style design, and it’s the most reviewed cover on Amazon with over 35,000 reviews.

It helps protect against dust mites, bed bugs, and bacteria, as well as perspirations and unwanted fluids. This cover also comes with a 10-year warranty.


Anyone can benefit from a mattress cover. For a minimal investment, you’ll protect yourself from allergens, unwanted smells, and save yourself a lot of scrubbing and cleaning!


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